HelpingLoans is no longer accepting applications for Auto Equity Loans, but we're still here to help you!

Visit our affiliated site, RoadLoans.com, for direct-to-consumer auto purchase, refinance and cash-back refinance options to meet your needs, even if your credit is not perfect. You can apply online and receive a reply on your application in as little as a few seconds – no obligation – so you can start shopping for your new car.

Apply Today, Shop Today.

Current Customers

If you are a current HelpingLoans customer, we will continue to service your account, and you should continue to make your monthly payments as you normally would.

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Questions?
Call customer service at
1-888-222-4227.

3 Reasons to Refinance Your Car Loan
You Could Save BIG!

Lower Your Interest Rate

Did you know that you could refinance your existing auto loan and lower your interest rate?

We offer low interest rates for auto refinance loans and we approve customers with all types of credit. Auto Refinance is easy with our online application. Refinance your car and start saving money today!

Lower Your Interest
Lower Interest Rates
Lower Monthly Payments

Lower Monthly Payments*

Do high car payments have you down? Did you know that refinancing your car could lower your monthly payments?

You could reduce your monthly car payment by lowering your interest rate or you could choose to extend your financing term. Both options can help you save money each month.

Lower Your Payments

Skip a Car Payment**

Do you need a little extra cash this month? In some cases when you refinance your auto loan you could skip a car payment.

Skipping a car payment will allow you to put more money in your pocket or toward paying off other important bills.

Skip a Car Payment
Skip a Car Payment

* Yearly payment reduction claim is based on average payment reduction our customers experience over a year with their new loan (same or a longer term) compared to their prior yearly loan payments. Yearly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different. The average customer saves $79 monthly.

**Skip a Car Payment: Because the first monthly payment on your new auto loan will be due up to 30 days after the closing date, and the closing date will be 0 to 30 days after the most recent monthly due date of your existing loan, you will not have a scheduled monthly payment due for 30 to 60 days after the most recent monthly due date of your existing loan. The actual number of days you will not have a scheduled monthly payment due will vary depending on the terms of your existing loan, your payments on the existing loan, and applicable state law. Interest will accrue on your existing loan until it is paid in full. Interest will accrue on your new loan beginning on the date the loan is funded.